About

Anna DeSimone

A respected expert in fair and responsible lending, Anna has authored more than 45 nationally published fair lending and compliance handbooks used by thousands of financial institutions nationwide, and has developed fair lending policy and procedures for hundreds of mortgage bankers. She has written a dozen publications for the Mortgage Bankers Association of America, including the Handbook of Fair Lending, and the Fair Lending Resource Guide, commissioned by President Clinton under a White House Executive Order to help curb lending discrimination.

Anna developed 14 policy manual templates published by AllRegs, community development handbooks for the Federal Reserve Bank of Boston, and educational materials for Freddie Mac.  She developed the Master of Mortgage Lending (MML) certificate program for the National Association of Professional Mortgage Women, and the Bunker Hill Community College Minority Career Development program for the Massachusetts Mortgage Bankers Association.

Anna was founder and CEO of Bankers Advisory, a mortgage quality control and compliance audit services firm based in Lexington, Massachusetts, now Clifton Larson Allen (CLA) Mortgage Advisory. Anna founded Bankers Advisory in 1986 and developed the firm’s Enterprise Risk Management auditing technology. Her software trademark, The Desktop Underwriter, was acquired by Fannie Mae in 1992.

Anna was named one of Housing Wire’s Women of Influence, received business awards from Acquisitions International and Wealth and Finance Magazine, and was a featured entrepreneur for Bloomberg News and Forbes Magazine. Winner of five national book awards, Anna is author of Live in a Home that Pays You Back, Welcome to the Agrihood, and Housing Finance 2020 (Hipoteca 2020 in Spanish). Her books, media articles, and podcasts can be found on the website www.annadesimone.net

Feature Articles

Multicultural Markets and Application Fallout – What factors result in higher minority loan denial

 

Fair Lending Compliance for Mortgage Lenders, An International Concern

 

Enterprise Risk Management: The Need to Hasten the Obliteration of Legacy Systems

 

Mortgage Lending Solutions for Troubled Markets

 


Green Loans are Taking Center Stage – Energy Efficient Mortgages

 

Look to Lower the Price Tag – Manufactured and Modular Homes

 

When the Dream Home is Just a Dream – Options to Build, Repair or Renovate