Services
Fair Lending Analytics
- Marketplace Assessments
- Similarly Situated Peer Analyses
- Appraisal Gap Analyses
- Tract-level redlining analyses
Housing Research provides a range of services to help financial institutions support fair and inclusive lending outreach. Service options and sample reports are described below. For information and pricing, call Anna DeSimone at 475-256-0074 or email housingresearchpress@outlook.com
Marketplace Assessments
In-depth demographics and homeownership potential
- Available for any U.S. state, MSA, county, city, zip code, or census tract.
- Population demographics, household income, languages spoken, and housing characteristics.
- Estimated mortgage affordability based on median housing costs and household income for the tract, city or county.
- Report options include maps and listings of housing partnership agencies and local homebuyer assistance sources.
- Pricing based on a flat-fee for each geo-segment (census tract, county, etc.)
Click image to review sample report
Mortgage Lending Peer Analysis
HMDA activity for similarly situated institutions
- Loan disposition by race, ethnicity, and income level.
- Metrics include loan type, LMI and minority tract percent.
- Choose any State or County.
- Customized options for clients include tract-level redlining analyses.
Click image to view sample report
Appraisal Gap Analysis
Minority tract appraisal statistics
- Median values of real estate appraisals.
- Statistics for below-contract, at-contract, or above contract values.
- Metrics for 0-50%, 50-80%, and 80-100% minority areas.
Click image to view sample report
Visit our policy manual information page.
For information, send email to: housingresearchpress@outlook.com
