Services

Expert Witness Services

Mortgage Lending and Servicing

Anna DeSimone provides expert services for litigation matters in the area of mortgage lending compliance and business practices, loan servicing, loss mitigation, foreclosure, artificial intelligence decisioning, fraud, and appraisal valuations. Her court testimony in the 9th federal circuit resulted in a precedent win for Truth in Lending, Regulation Z, and she has provided testimony on behalf of mortgage lenders to the Department of Housing and Urban Development (HUD).

View full profile and case experience.

Industry Handbooks

View Sample AI Governance Handbook

View Sample Information Security Handbook

Policy and Procedure Manuals

Indexed Policies built in MadCap Software

View Sample MadCap Policy

Editable policy templates in MS Word format

View Sample 2026 QC Policy

View Comprehensive Fair Lending Policy

View Sample UDAAP Compliance Rule and Company Policy

View Sample Loss Mitigation Policy

Community Credit Needs Assessments

In-depth demographics and homeownership potential

Available for any U.S. state, MSA, county, city, zip code, or census tract.
Population demographics, household income, languages spoken, and housing characteristics.
Estimated mortgage affordability based on median housing costs and household income for the tract, city or county.
Report options include maps and listings of housing partnership agencies and local homebuyer assistance sources.
Pricing based on a flat-fee for each geo-segment (census tract, county, etc.)